Two offices, one neighborhood.

We write coverage primarily across Saint Johns County, Florida, from the historic homes near downtown Saint Augustine and the coastal properties on Anastasia Island to the master-planned communities along the northern county line, and extend service into Duval County (Mandarin and Jacksonville) and across Georgia where licensing and carrier appointments allow. Two offices, one team, one phone line for the whole county.

The Saint Augustine office handles the eastern and coastal half, Saint Augustine proper, Saint Augustine Beach, Vilano Beach, Crescent Beach, Anastasia Island, World Golf Village, SilverLeaf, Trailmark, and Murabella. Coastal coverage in this part of the county means flood zones, hurricane deductibles, wind mitigation credits, and properties built before modern coastal building codes. Every quote written from this office accounts for those realities.

The Saint Johns office covers the northern and inland half, Saint Johns, Fruit Cove, Switzerland, Julington Creek Plantation, Durbin Crossing, Aberdeen, RiverTown, Shearwater, Bartram, Palencia, Nocatee, and Ponte Vedra. This part of the county is denser with master-planned communities, CDD-financed neighborhoods, and newer construction that often qualifies for premium credits most policies overlook. Quotes from this office reflect that.

Whichever office is closer, the team handling the policy is the same. Walk into either, call the main line, or get a quote online, same agents, same carriers, same rates.