How Old Can Your Roof Be and Still Get Insured in Florida?
What Florida Statute 627.7011 really says about roof age, how carriers actually respond, and the 2026 roof bill that didn't pass.
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Insurance insights, in plain English.
Practical guidance on Florida and Georgia insurance from the licensed agents at JNZ — rising rates, hurricane season, coverage decisions, and what it all actually means for your policy.
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The same questions we answer across the desk every day — explained clearly, without the jargon.
Home & property
Why premiums keep rising, how roof age affects eligibility, and what actually moves the needle on your homeowners rate.
Hurricane & flood readiness
Wind deductibles, flood zones, NFIP versus private flood, and how to prepare your policy before a storm — not after.
Life & family milestones
Teen drivers, new homes, marriage, retirement — the moments when your coverage needs a real review, and what to look at.
Small business coverage
General liability, commercial auto, workers comp, and the policies Florida and Georgia small businesses actually need.
Policy know-how
Deductibles, endorsements, exclusions, and renewal letters — decoded, so you know what you're buying and why.
Local market updates
Carrier changes, legislative updates, and market news that affects policyholders in Florida and Georgia.
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